:root{color-scheme:light;--ink: #080b09;--muted: #5e6760;--paper: #f8faf6;--white: #ffffff;--line: #dce5dd;--green-900: #063d2f;--green-700: #0f6d4c;--green-500: #21a66b;--green-100: #e4f5e9;--orange: #f7931a;--shadow: 0 18px 45px rgba(8, 11, 9, .11);font-family:Helvetica Neue,Helvetica,Arial,sans-serif;background:var(--paper);color:var(--ink)}*{box-sizing:border-box}html{min-width:320px;background:var(--paper)}body{margin:0;min-width:320px;min-height:100vh}button,input{font:inherit}button{border:0;cursor:pointer}a{color:inherit}:focus-visible{outline:3px solid rgba(33,166,107,.45);outline-offset:3px}.shell{min-height:100vh;background:linear-gradient(180deg,#e4f5e9db,#f8faf600 340px),var(--paper)}.topbar{position:sticky;top:0;z-index:5;display:flex;align-items:center;justify-content:space-between;gap:16px;width:min(1160px,calc(100% - 32px));margin:0 auto;padding:14px 0;-webkit-backdrop-filter:blur(18px);backdrop-filter:blur(18px)}.brand{display:inline-flex;align-items:center;gap:12px;min-width:0;padding:0;color:var(--ink);background:transparent;text-align:left}.brand-mark{display:grid;place-items:center;width:48px;height:48px;flex:0 0 48px;border:2px solid var(--green-900);border-radius:8px;background:var(--white);color:var(--green-900);font-size:1.45rem;font-weight:800;box-shadow:5px 5px 0 var(--orange)}.brand strong,.brand small{display:block;line-height:1.05}.brand strong{font-size:1.16rem}.brand small{color:var(--muted);font-size:.84rem;font-weight:750}.nav-pills,.panel-toggle,.mode-tabs{display:inline-flex;align-items:center;gap:4px;padding:4px;border:1px solid var(--line);border-radius:8px;background:#ffffffc7}.nav-pills button,.panel-toggle button,.mode-tabs button{display:inline-flex;align-items:center;justify-content:center;gap:7px;min-height:36px;padding:0 14px;border-radius:6px;background:transparent;color:var(--muted);font-size:.96rem;font-weight:700;white-space:nowrap}.nav-pills button.active,.panel-toggle button.active,.mode-tabs button.active{background:var(--ink);color:var(--white)}.calculator-grid{display:grid;grid-template-columns:minmax(380px,1.05fr) minmax(0,.95fr);gap:clamp(24px,4vw,62px);align-items:start;width:min(1160px,calc(100% - 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28px))}.brand small{display:block;font-size:.78rem}.nav-pills button{padding:0 9px;font-size:.92rem}.calculator-grid,.article-page{grid-template-columns:1fr;width:min(680px,calc(100% - 28px))}.hero-copy{padding-top:12px}.resource-panel{position:static}}@media(max-width:560px){.topbar{width:calc(100% - 22px);gap:8px}.brand strong{max-width:128px;font-size:.98rem}.brand small{font-size:.74rem}.brand-mark{width:42px;height:42px;flex-basis:42px;font-size:1.25rem;box-shadow:4px 4px 0 var(--orange)}.nav-pills{flex:1;justify-content:flex-end}.nav-pills button{flex:1;min-width:0;padding:0 7px;font-size:.88rem}.calculator-grid,.article-page{width:calc(100% - 22px);padding-top:8px}.site-footer{width:calc(100% - 22px);padding-bottom:24px;font-size:.78rem}.calculator-grid{gap:22px;padding-bottom:34px}.hero-copy h1,.article-header h1{font-size:clamp(2.1rem,12vw,3.2rem)}.workspace{gap:10px;padding:10px}.input-panel{gap:10px}.amount-label span{display:none}.amount-control{min-height:64px;box-shadow:4px 4px 0 var(--green-500)}.amount-control span{padding-left:13px;font-size:2rem}.amount-control input{font-size:clamp(2.65rem,14vw,3.35rem)}.field-note{display:none}.frequency-head{font-size:.92rem}.preset-grid{gap:6px}.preset-grid button{min-height:36px;font-size:.82rem}.frequency-range{margin:-3px 0}.panel-toggle{margin-top:0}.panel-toggle button{min-height:34px}.mode-tabs button{min-height:34px;padding:0 8px;font-size:.78rem}.single-note{min-height:auto;padding:9px 10px;font-size:.78rem}.preset-grid{grid-template-columns:1fr 1fr}.results{gap:8px}.metric-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:6px}.metric{min-height:94px;gap:4px;padding:9px}.metric-icon{display:none}.metric span{font-size:.72rem}.metric strong{font-size:clamp(1.1rem,6vw,1.48rem)}.metric small{font-size:.7rem}.results,.qr-panel{min-height:auto}.big-number{padding:12px}.big-number strong{margin:4px 0;font-size:clamp(2.35rem,12vw,3.25rem)}.big-number p{font-size:.78rem}.fee-table div{padding:13px}.fee-table,.calculator-grid .hero-copy{display:none}.lede{font-size:.98rem}.proof-row{margin-top:18px}.faq-strip{margin-bottom:28px}.faq-item summary{min-height:54px;padding:13px 14px;font-size:.98rem}.article-body p:first-child:first-letter{font-size:3.7em}}